At some point in our lives, most of us have borrowed a car. Perhaps ours broke down, and we couldnt get a loaner from the shop and it wasnt worth renting one for a week. Or maybe we were in between cars having sold or gotten rid of our last one before buying a new one.
And even those who own their own cars will also probably face a time or two in their life when theyre left with no choice but to borrow a car.
No matter the circumstances, there are some important considerations to take in mind when you borrow a car belonging to someone else, and the first thing youll need to know is if a car insurance policy is attached to the automobile youre going to be driving.
It doesnt matter if its just a liability policy with state-minimum coverage, or if its a full-coverage policy with collision and comprehensive and more. Any car you borrow should be covered with an auto policy, period.
But theres plenty more to think about than just knowing the car is insured. Youll also want to make certain that:
Things Do Go Wrong, Sometimes
Based on the law of averages, most of the time, borrowing a car will transpire without incident. However, despite our best intentions, things do go wrong at times, and if youre involved in a collision or crash, heres what you should expect:
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