Posted by Gabriella Hopkins | January 04, 2012

Wedding bells for Backstreet Boy AJ McLean


A wedding insurance policy may have been invested in by AJ McLean ahead of his nuptials on Saturday (December 17th) at the Beverly Hills Hotel in Los Angeles.

The Backstreet Boys singer exchanged vows with his long-term girlfriend Rochelle Karidis at a gothic-themed ceremony.

In an interview with CBS News McLeans bandmate Howie Dorough said: “It was lots of fun. All the guys were there. We partied. We danced our butts off. It was great seeing another one of our guys go down that aisle.”

McLean has had a well-publicised battle with drink and drug addictions that saw him enter rehab twice.

However, it seems the groom has turned his life around and is happy to settle down into family life with Karidis.

As one fifth of Backstreet Boys, McLean enjoyed a string of hits with the band in the 90s, including I Want It That Way, The One and Larger Than Life.

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Aj Mclean, Backstreet Boy, Mclean
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Posted by Victoria Milson | December 31, 2011

Study In Peace with College Student Health Insurance

Come December, and some college students are trying to switch colleges. Some subsidized health insurance for college students is valid only in the state that the college is in, and coverage outside the state is limited. However, some student insurance plans, especially those purchased independently, offer a wider coverage throughout the country. A student will then be covered under the same insurance policy, and need not go through another application process.

Health insurance for college students is especially useful for those who enroll in college after a few years of graduating from school, and their parents’ health insurance plan ceases to be effective. It is also useful if the college or school is outside the student’s current HMO/PPO region.

Coverage is typically like a long-term health insurance plan, and covers regular check-ups and scheduled visits to the physician. However, all types of dental care may not be covered under all student health insurance plans. While a student, insurance is the last thing on one’s mind.

However, it is important to be covered adequately, as any mishap during college can be devastating not just on the pocket and mind, it can also be disastrous on the mind, unless college student health insurance covers most of the costs.

Tags:
College Student, Health Insurance, insurance
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Posted by Victoria Milson | December 16, 2011

What to Expect After an Accident

Do you know how an accident affects your insurance premium?

Getting into an accident is a bad experience all-around—even more so if it’s your fault. Since safe driving is rewarded with lower insurance premiums, you need to know what’s at stake if an accident occurs.

  • Make sure you’re covered. Each state requires auto owners to carry certain types and amounts of auto insurance coverage. If you have an accident where you are at fault, and you don’t have the appropriate insurance policies, some states will require you to carry an SR-22 form and an additional insurance policy—at additional expense—for about three years after your accident.
     
  • Expect to pay. “Running red lights, speeding, drinking alcohol or using your cell phone when the accident occurs is a signal to the insurance company that you’re not a careful driver,” says Andrew Schrage, editor of MoneyCrashers.com, a personal finance site. “Typically, your rate will go up 20 to 40 percent after your first at-fault accident. And you could lose any safe driver discounts you had on your policy.”
     
  • Be forgiven. When you add Accident Forgiveness to your Nationwide auto policy, Nationwide will not raise your rates if you have your first at-fault accident. This means significant savings if you have an otherwise good driving history.
     

Read more…

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Accident
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Posted by Gabriella Hopkins | December 11, 2011

How old do I have to be to get a driver’s license in Massachusetts?

That all depends on what you mean by getting a driver’s license. If you are just worried about getting your driving privilege, then you can get it at the age of 16 with a learner’s permit. However, you won’t be able to drive unsupervised until you get your intermediate license. The earliest you can get that license is 16 ½. However, that license is restricted. An unrestricted license is not available to you until you’ve reached the age of 18. At that point, you’ll be out of the Graduated Driver License program.

Tags:
Driver’s License, License
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Posted by Mikayla Stevenson | December 09, 2011

And the grand total is…

As well as the cake sale, we held a dress down day for the office staff. Although, as you can see from the photo below, our Managing Partner Martin Rothwell’s interpretation of the words ‘dress down’ turned out to be bananas. Literally.

Find out more about what we got up to here.

Related posts:

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  3. Were on the move!
  4. Dont try to fool your insurer you may regret it
  5. Confused.com? Ash, strikes and travel insurance


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Posted by Admin | December 05, 2011

Why Is It Essential To Have Good Health Insurance Cover?

If there is anything that is certainly the most uncertain, it is life – while on a given day you might feel the most secure in terms of health, employment and safety, the next day might turn out to be the most horrid day of your life as regards the very same aspects. In such a situation, people often wonder as to what would be the best form of protection for them as also their families and the time-tested answer to this is none other than acquisition of good health insurance cover.

Health insurance is a broad term which encompasses a wide range of plans and policies which is why the decision as to which policy would be the most suitable is a personal one and depends on individual preferences. While in most cases, the insurance cover might be meant for a single individual as a way of covering his medical expenses, another option which is strongly recommended is a family health insurance plan.

One of the main advantages of acquiring a comprehensive insurance policy for the entire family is that contrary to the popular belief it is affordably priced. For an individual who works from home, a self employed family health care insurance plan would be an ideal option not just in terms of premium but also in terms of preventive care benefits and coverage offered during accident or any other unprecedented medical problem.

An important aspect which should be borne in mind while deciding on a health insurance plan for the family pertains to the inclusion of college going kids. I Read more…

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Health Insurance
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Posted by Gabriella Hopkins | December 04, 2011

Science examines HIV prevention trials, challenges to implementing new strategies

    This article was reprinted from kaiserhealthnews.org with permission from the Henry J. Kaiser Family Foundation. Kaiser Health News, an editorially independent news service, is a program of the Kaiser Family Foundation, a nonpartisan health care policy research organization unaffiliated with Kaiser Permanente.

    Tags:
    Implementing New, New
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    Posted by Gabriella Hopkins | December 04, 2011

    Why car insurance premiums are on the rise

    Ontario is set to unveil no frills car insurance coverage that while cheaper also limits benefits.

    Ontario drivers have good reason to be suspicious about the cost of auto insurance.

    We are causing fewer collisions, and being robbed, vandalized and stone-chipped less often.

    The cost of repairing collision damage inflicted by others did rise about 6.9 per cent over four years, compared with an overall price inflation rate of 6 per cent.

    Yet far more us claimed to be injured and in need of hands-on care, financial assistance and relief from the day-to-day grind of returning to work, caring for children and keeping homes and lawns tidy.

    Industry-wide insurance figures for 2010 indicate the number of claims for accident benefits — by both those innocent and at-fault — were 28 per cent higher than in 2006.

    What’s more alarming is the cost of compensation, including insurers’ cost of administration, rose by nearly 71 per cent.

    The combined effect of a 17,498 increase in claims and a $23,239 increase in the average claim cost equaled about $350 for each of the 6.6 million privately owned passenger vehicles, excluding those of farmers.

    Motorists didn’t actually pay the full $2.4 billion increase in costs. If they had, their insurance premiums would have had to been higher by at least $925 million or $140 per car.

    So insurers saw a steep drop in profitability. Hardest h

    Read more…

    Tags:
    Car Insurance, insurance
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