Posted by Victoria Milson | March 19, 2012

Nationwide Videos Offer Safe Driving Tips

Catch up on this advice for getting through inclement weather.

You may not be able to avoid driving in bad weather, but you can learn how to better negotiate your way through inclement conditions.

Rain, fog, sleet and snow contribute to more than 1.5 million vehicle crashes each year, according to the National Highway Traffic Safety Administration.

To help reduce that figure, Nationwide has safe-driving tips on nationwide.com and recently introduced a series of videos about driving in treacherous conditions.

“It’s not always possible to stay off the road when weather makes driving hazardous,” says Bekka Carlson, a Nationwide Claims National Catastrophe Team Specialist, featured in the videos.

“We can’t note every possible risk and we can’t guarantee that these tips will work for you,” says Carlson, “but we hope that if you use some of them, you’ll better protect your family and yourself.”

Posted by Gabriella Hopkins | March 17, 2012

Study finds safety and quality problems in hospitals throughout 13 countries

In one of the largest studies of its kind, a consortium of investigators from 13 countries led the University of Pennsylvania School of Nursing in the U.S. and the Catholic University of Leuven, Belgium in Europe, found that nurses who reported better working conditions in hospitals and less likelihood of leaving also had patients who were more satisfied with their hospital stay and rated their hospitals more highly. The study was released today in the current issue of the prestigious British Medical Journal.

The massive study, which in some countries involved every hospital, surveyed 61,168 bedside nurses and 131,318 patients in more than 1,000 hospitals in 13 countries over the course of three years, finding that in those hospitals with better work environments and fewer patients in each nurse’s workload, patient and nurses both reported higher standards of care and more satisfied patients.

“Patients in European and U.S. hospitals with better work environments were more likely to rate their hospital highly and to recommend their hospital” to others, wrote the study’s lead author, Linda H. Aiken, PhD, RN, a professor of nursing and sociology and director of the Center for Health Outcomes and Policy Research at the University of Pennsylvania School of Nursing.

Patient safety is also a concern in hospitals that have poor work environments and insufficient nurse staffing, said Walter Sermeus, professor at Catholic University of Leuven, Belgium, leader of the European consortium.

Nurses in Poland and Greece were three times more likely to give their hospitals a failing grade for safety than nurses in the U.S.

Read more…

Posted by Gabriella Hopkins | March 13, 2012

Steven Tyler: I want a beach wedding


Steven Tyler may need overseas wedding insurance as he has revealed he wants to get hitched on a beach.

The Aerosmith frontman told Life & Style magazine he has a firm idea of the type of nuptials he wants.

“I know where were going to get married. I thought either [Hawaii] or Phuket, Thailand,” the 63-year-old stated.

Tyler proposed to his fiancee Erin Brady in December and explained how he wants to write the words I love you in the sand to surprise her.

It will be the third time the rocker walks down the aisle, with Tyler claiming he is unsure if he and his wife-to-be will have a child to add to his brood of four.

Tylers eldest offspring is the actress Liv Tyler, with the pair only learning they were father and daughter after meeting when Liv was aged eight.

The film star is famous for her appearances in Armageddon, Lord of the Rings and Reign Over Me.

Posted by Victoria Milson | March 10, 2012

Are You Planning Ahead?

This is a very personal post, but one that I feel I need to share.

I lost my younger brother a little while ago. Chris was a financial advisor for his entire (and entirely too short) professional life, and he did what all advisors do: He encouraged people to plan for the future and to think about what would happen if something happened to them. He was very successful, but I suspect that, like the physician who makes a terrible patient, he didn’t always take his own advice.

Oh, sure, he had life insurance, a 401(k) plan and a college fund started for his young son, but there were a lot of things he didn’t do. I’m sure he thought he had lots of time to take care of the simple details. He didn’t. He was just 44 when he died.

So, as a combination public service and a memorial to my brother, I offer the following.

First and foremost: If you don’t have a will, you should. Even if you only use one of the many simple wills available at your local software seller, do so. If your needs are more complicated than what these will accommodate, call your lawyer today. It’s absolutely worth the money. Oh, and make sure someone knows where it is!

Second, make a list of each and every insurance policy you own. List the name of the policyholder, the face amount, the policy number and any other pertinent details. Also, indic

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Posted by Mikayla Stevenson | March 09, 2012

UK snow disrupts thousands of travellers. Where do you stand with travel insurance?

Heathrow have invested £30 million in new snow-clearing machinery since last year’s freeze. But the airport was still only running around 58% of scheduled flights as normal, resulting in disruptions and diversions for thousands of travellers.

Last year we wrote a blog post about what your rights are regarding compensation if the snow disrupts your travel plans. It was one of our highest read posts ever. The information and advice we give in that post still applies now. So take a look and make sure you know where stand when snow strikes.

Posted by Victoria Milson | March 07, 2012

Term Life Insurance with No Exam- Things You Must Understand First

As the old age goes, “Nothing in life is certain, except death and taxes.” Therefore, purchasing term life insurance is the responsible thing to do. Purchasing no exam, term life insurance will grant peace of mind and financially protect your family should something happen to you.

Regardless of your current health, there is no way of ensuring the longevity of your life. In the event of an unexpected death, family is not only grieving, but also faced with a life of uncertainty, and the financial burden of an unexpected death. With term life insurance, your family’s finances are secure, even in your absence.

Term life insurance, with no exam, is now available online, quickly and easily. Term life insurance is designed to protect those you have left behind from financial burden. It pays your beneficiaries, after your death. This type of insurance will allow family members to cover funeral expenses, mortgages, college tuitions, unsettled medical bills, etcetera.

Now that there are term life insurance policies available, online, without a medical exam, it is easier than ever to secure coverage. Term life insurance is the most affordable form of life insurance available. If you’re looking for the best value available, research policies that will give you the largest face value, for the lowest monthly premium. A few h

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Posted by Gabriella Hopkins | March 07, 2012

What to Know If You’re Borrowing a Car

At some point in our lives, most of us have borrowed a car. Perhaps ours broke down, and we couldnt get a loaner from the shop and it wasnt worth renting one for a week. Or maybe we were in between cars having sold or gotten rid of our last one before buying a new one.

And even those who own their own cars will also probably face a time or two in their life when theyre left with no choice but to borrow a car.

No matter the circumstances, there are some important considerations to take in mind when you borrow a car belonging to someone else, and the first thing youll need to know is if a car insurance policy is attached to the automobile youre going to be driving.

It doesnt matter if its just a liability policy with state-minimum coverage, or if its a full-coverage policy with collision and comprehensive and more. Any car you borrow should be covered with an auto policy, period.

But theres plenty more to think about than just knowing the car is insured. Youll also want to make certain that:

Things Do Go Wrong, Sometimes

Based on the law of averages, most of the time, borrowing a car will transpire without incident. However, despite our best intentions, things do go wrong at times, and if youre involved in a collision or crash, heres what you should expect:

Posted by Gabriella Hopkins | February 28, 2012

Va. lawmakers approve scaled-back abortion ultrasound bill

Lawmakers in Virginia have passed a scaled-back version of a contentious ultrasound proposal that would force women to get a “non-invasive” ultrasound before having an abortion.

Battles also rage in Texas over a similar sonogram law already being enforced -;

In the meantime, lawmakers in California and Pennsylvania are also considering abortion legislation, albeit invery different proposals -;

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