A police officer photographs the wreckage of a collision at the corner of Bellamy Rd. and Brimorton Dr. in Scarborough in this 2008 file photo.
In just one second, your life can be turned upside down by a motor vehicle accident.
Whether you’re driving, cycling or walking, you’re a heartbeat away from a serious injury and a fight with an insurer to cover your medical treatments.
You probably don’t realize how little you get in statutory accident benefits under your auto insurance policy.
Ontario has a $1 million limit on medical and rehabilitation claims for those with catastrophic injuries. But they make up only one per cent of the 65,000 Ontarians injured in car accidents each year.
Almost 20 per cent of accident victims have severe noncatastrophic injuries. Their benefits are capped at $50,000, down from $100,000 before the reforms came in.
The remaining 80 per cent of accident victims with so-called minor injuries — such as whiplash, strains and sprains — get only $3,500 in medical benefits (down from $100,000 before).
Ontario’s car insurance reforms, forcing you to pay more for less coverage, didn’t become a high-profile issue in the last election. That’s a shame.
In a column on Oct. 5, I said the Ontario government had betrayed the trust of motorists and failed to protect them from inflated insurance costs. This drew widespr
options in the individually-purchased health insurance market, too. While group plans may still provide more robust coverage and will cover pre-existing medical conditions, individually-purchased plans may offer a stronger alternative than they did a couple years ago.
Myleene Klass kept her wedding plans well under wraps, but even she could not resist telling her fans on Friday that she has tied the knot. The TV presenter shared the news with fans via her Twitter page saying ‘I didn’t dream it! My husband and I.’ and attached a lovely photo of herself and beau Graham Quinn in their wedding attire. Most celebrities share the whole build up to their wedding day with their fans, but Myleene chose to do it her way. The nuptials were witnessed by only 16 attendees present – all friends and family – at the private ceremony in Norwich. Myleene Klass and Graham Quinn have been together since 2001 as the couple met while Quinn was a security guard for Klass’ former pop band Hear’Say. The couple got engaged in 2005, but had to postpone their wedding as their first child Ava was born in 2008 and baby Hero seven months ago. Both of their little girls were bridesmaids at their parents’ wedding and Myleene looked stunning in her Kate Halfpenny wedding gown paired with a full length lace-trimmed veil. Later on, Klass tweeted again: ‘Just Married!!!X’. It is refreshing to see celebrities keeping their wedding day a private affair instead of selling it to whichever magazines pays the most for exclusive photos. We wish them all th
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